The Super Universe Leveling Game

"Do you still remember Uncle Mark?" Da Wei also carefully looked at his mother-in-law. Fortunately, his mother-in-law only took a glance and didn't pay much attention to him.    

"That day, when we got married, we didn't come, but when the child's full month came, the one who gave us a big red packet? He said that it was to make up for the wedding." Xiao Dao asked.    

"Yes, it's him." Da Wei nodded.    

"What happened to him?" Xiao Lu asked.    

"Do you know that he's working hard?" Da Wei asked.    

"I don't know!" Xiao Lu shook his head.    

"He joined the Black Tortoise City Group," Da Wei said.    

"Ah! Black Tortoise City Group!" Xiao Dao exclaimed. Of course, she knew the name of the Black Tortoise City Group. Previously, when the Black Tortoise City Group was hiring life players, she had even applied for it, but because of her low level, she did not get the job, but her desire for the Black Tortoise City Group had never stopped.    

"Yes, he joined the Black Tortoise Group and became a soldier. He didn't tell us, but now he's a captain and has some power. He sent me a message asking if I wanted to join." Da Wei said.    

"But, what about the current team?" Xiao Dao asked. If it were any other company, she would have disagreed, but the Black Tortoise Group was different. The welfare benefits of the Black Tortoise Group were famous, and entering the Black Tortoise Group was like holding a golden rice bowl, and there was no need to worry about hunger.    

"That's what I was thinking. I can't make much of a contribution to the team right now. If I join the Black Tortoise City Group, on the one hand, I can earn more money and improve our lives, and if there is any money, I can still help senior. On the other hand, if I do well, I can indirectly help senior." Da Wei said.    

"Your intention is good. But if you do that, people will gossip about it." Xiao Dao wanted to say whether or not he would be betrayed, but he changed the words as soon as the words came out of his mouth.    

"There must be some people who don't understand me, but I have a clear conscience." Da Wei's tone was firm.    

"You can explain the situation to Senior first. I believe Senior will understand." Xiao Lu said.    

"Yes, Senior will definitely believe me." Da Wei nodded his head vigorously, as if he was encouraging himself.    

...    

"It's very difficult to get the country's bank's license plate!"    

City Lord's Mansion, in Dongfang Qingyu's office, the man in the suit and leather shoes who wanted to be a financial adviser started with this sentence.    

"As a subordinate, I do not suggest that the boss should open a bank. The best time to open a bank has already passed." This was the second sentence from the financial adviser.    

The idea of Dongfang Qingyu opening a bank had been around for a long time. Because of her childhood dream, who was the wealthiest person and who was the wealthiest person in the bank? In Dongfang Qingyu's young heart, the person who could afford to open a bank was the wealthiest.    

As he grew up, he learned the immaturity of such a thought, and now he had the idea of opening a bank because they were out of money, and it was hard to make money, and much easier to borrow.    

The idea of raising wages didn't work, so he decided to open a bank. It wouldn't be a problem for players to borrow money from the bank, would it? After he told them what he thought, none of them agreed with him, but none of them objected. Dongfang Qingyu was a little discouraged, so he asked for the financial consultant, wanting to listen to the advice of the professionals.    

As soon as the financial advisor spoke, Dongfang Qingyu's face darkened.    

"With the boss' value and capital, he is qualified to open a bank. The goal of the bank is to make a profit, but the profit is long. It can be years, it can be decades, and in the current size of the Black Tortoise Group, many of the projects make more money than opening a bank." The financial consultant continued.    

He was a financial advisor hired by the Black Tortoise City Corporation and knew the plan and projects of the company very well. It could be said that he was paying attention to everything related to money.    

He might know some of the projects of the Black Tortoise City Group even better than Dongfang Qingyu.    

"The bank is a financial institution, under the supervision of the bank insurances, and there are too many red lines in policy that limit the development of the bank. The Black Tortoise Group is a private enterprise, and if the bank can't go the same way as the group, it will have to have two sets of staff, which greatly increases the cost." The financial consultant said.    

"What's the reason for so many people fighting to open a bank?" Dongfang Qingyu asked.    

"Yes, there are many banks now. In addition to the six major state banks, there are more than four thousand banks in the country. May I ask, boss, if you open a bank, where are the profit points?" The financial consultant immediately continued, "Withdrawal and loan are the same methods. This time, all the banks have the same starting points."    

"Potential Loan!" Dongfang Qingyu said slowly.    

"Boss, can you explain it more clearly? I don't really understand." The financial adviser revealed a puzzled expression.    

"The target group I'm targeting is the players. The players who need money the most don't have any assets, so it's impossible to get them to mortgage anything, but the players all have potential, and we can make a system that can evaluate the potential of the players, and through potential loans, like the current credit system." Dongfang Qingyu said.    

"Is it reliable?" The financial adviser's expression clearly showed that he did not believe it.    

"It's reliable!" Dongfang Qingyu used her strength.    

"You are a god, and if you say it is, it is. But, boss, from the time you make the papers, to the time you submit the application for the bank license, to the time you approve it, the process takes a year or two, three or four years at most, and at that time, is the potential loan still useful?" The financial consultant asked.    

"Do I need to take so long?" Dongfang Qingyu asked.    

"It's a good thing. Some companies haven't approved for more than a decade, and every applicant has to be prepared to fail. Ninety-nine out of a hundred applicants are rejected." The financial advisor said.    

"What about abroad? Will the situation be better if they apply for a bank abroad?" Dongfang Qingyu asked.    

"Is the boss only planning to do business abroad? Even if the boss only does business abroad, the difficulty will not be any less than domestically." The financial adviser said.    

"Don't you have a multinational bank?" Dongfang Qingyu asked.    

"It's not that other banks can't do it, but the conditions are harsh." The financial adviser said.    

"Is there any other faster way, a shortcut?" Dongfang Qingyu asked.    

"Absorb!" the financial adviser said slowly.    

Dongfang Qingyu's heart suddenly moved, and he thought of a person and asked: "How much do you know about the Guo International Bank?"    

"Guo International Bank?" The financial adviser muttered. Suddenly, his eyes lit up and he blurted out, "Bankruptcy and reorganization!"    

Chapter 15 - Bankruptcy and Reconstruction